How to Get a US Business Credit Card Without an SSN (The Non-Resident Guide)
How to Get a US Business Credit Card Without an SSN (The Non-Resident Guide) If you are scaling a US LLC from overseas, you are likely spending thousands of dollars a month on Facebook Ads, Google Ads, AWS servers, or inventory. If you are paying for these US-dollar expenses using a debit or credit card from your home country, you are bleeding money. Foreign banks typically charge a 3% to 5% Foreign Transaction (FX) fee on every USD purchase. Over a year, this can eat up $5,000 to $10,000 of your hard-earned profit. The ultimate solution is securing a US Business Credit Card. Not only do you pay 0% in FX fees, but you also unlock up to 30 days of interest-free cash flow and earn massive travel rewards (like Amex points). The problem? Legacy banks like Chase, Capital One, and Bank of America demand a 9-digit US Social Security Number (SSN) and a thick American credit history to approve an application. In this guide, we reveal the three proven methods international founders use ...